100 Day Loans Feature:
– Borrow Up to $1,000
– Bad Credit OK
– $5-$25 Fee per $100
– APR 36% – 651.79%
– Resident of GA, AZ, WV, AP, OR, and ND are Not eligible to Apply.
100 Day Loans
Many quick loan or payday loan companies have sprung up over the past few years. You can find many of them locally as well as many more over the Internet. With so many choices, it should be no problem to find at least one that will take care of your needs. However, you not only need to see if you qualify but also if a company is reputable enough to trust. In order to find out, you can look at a company to see how others compare. A 100 Day Loans review can give you a good idea what to look for in a payday loan service and what works best for you.
One of the first things you have to look for when you review a company is the distinct features or services it offers. For instance, 100 Day Loans offers cash advances just like every other payday loan company. However, unlike some of these services, this company operates in all 50 states with nationwide service, so you can get service no matter where you are.
There are also other features and services including overnight deposit to your account and direct deposit to your checking account. With this service, you will have to go through a credit check and gain approval for a loan. If you choose, you can also repay the loan via electronic transfer or cancel a loan option if you need.
With 100 Day Loans, you can get a maximum amount of $1500 and you can be approved in as little as 90 seconds or less. You also have other options with this service in case you need loan extensions or renewals. In fact, you may have an unlimited amount of extensions and renewals possible, but you should check for any fees associated with this. You may also be approved for a loan if you have any other outstanding payday loans.
Since you are dealing with finances, it is crucial that the company you choose has exemplary site security. When you go to the site, you want to be sure that you enter it through a HTTPS address, which means it uses the Secure Socket Layer (SSL) to encrypt and decrypt your information so that it is not read by an unauthorized party. 100 Day Loans is known for having top-notch security and uses HTTPS, which is very important since you use your social security and driver’s license numbers.
Ease of use
Websites should also be easy to use and comprehend. With 100 Day Loans, you can start the process quite simply by entering the amount you need as well as your name, zip code and email address. You can also easily find other information such as the privacy statement and the terms and conditions when you need a quick reference to make sure you understand all the information you need for your loan and using the site.
Fee & Interest
Of course, with a payday loan, fees and interests tend to be higher since these are higher risk loans. However, 100 Day Loans tends to be one of the best deals for a payday loan service. The cost of credit per every $100 borrowed can start on the lower end of the spectrum at $5 or move up to $25. As with all payday loans, the number of days and interests on which the interest is based is 14.
Even if you plan to repay the loan on time or with time to spare, you also need to take into consideration late fees or other penalties in case the unexpected occurs and you pay late or need to request an extension or renewal. Furthermore, finance charges vary according to each state and can sometimes include the amount of fees. You should also check to see if your state has an interest rate cap for clients.
You also need to make sure you are dealing with a reputable company that will not only offer you help and support through various means but also will not resort to unethical or questionable practices where your loan is concerned. 100 Day Loans has a good reputation for customer service by adhering to rules of when they may or may not call and not harassing or threatening clients. You may also get live help, phone support, fax support and email contact if you need assistance.
All in all, 100 Day Loans gets high marks in all areas to make it one of the best options when you need a payday loan. The company offers a variety of services, has an easy to use website that is safe and secure, is upfront about its fees and interests and offers many options for customer service. This company has the features you need in a reliable quick loan service.